Thinking Retirement

I have a date in mind. September 26, 2021. My 63rd birthday.

“Dream about what you want to do after high school,” I tell Juan and Crystel. Jody and I have offered our children many options. Gap year. College. Work. Travel. Imagine it all. Don’t put any restrictions on your visions.

I’m doing the same with retirement. Sometimes, I’ll have thoughts of staying in the workforce longer. I have a job I enjoy and leave satisfied, most days. After planning a trip to Japan for three weeks, I thought, well … maybe if I arrange a few more of these three-week vacations I could work longer. Then winter came.

The first time I stepped into the bone chilling Minnesota cold at 5:30 am to go to the YMCA and then on to work, I changed my mind. There is a difference between having to leave your home for work and leaving home when you want. For one if I were retired, I’d let the air warm up.

On numerous occasions, I’ve told Jody that I’m going to retire at 63. Just in case she forgets. Or thinks I’ve changed my mind. Since she is four years younger than me and has her own relationship with money, she will most likely work longer. I love her for that.

The kids graduate June of 2021. You would think that I’d want to work longer to help them pay for college. Jody and I have already come up with the amount of financial help we’ll give them. The rest is ours.

Some people add on to their house after their children leave high school, while others downsize.

Jody and I won’t downsize. We are going to keep the house as much for Juan and Crystel as for any reason. I always liked the idea of selling the house and traveling until Juan told Crystel one day that Mama Beth and Mama Jody were going to kick them out and sell the house after they graduated high school. After my OMG moment, I realized that he was saying that he needed a home to come home to. I always thought they could travel wherever we are.

The more Jody and I discussed retirement the more I realized that it didn’t make sense to be such involved parents and then when Juan and Crystel launch for college to no longer be present. In dreaming of their options maybe one of theirs is to live at home. Another OMG moment.

Now when I think of retirement I’m counting the winters left. One more winter. The Groundhog said it will be an early spring. Juan and Crystel will be starting their senior year September of 2020. I’ll be starting my last year of work. The days will go fast.

I’ve always said to people – get out of the workforce while you are still alive. Not everyone does. My parents and several siblings died young. This doesn’t mean that I will, but it lurks in my mind like a dirty swimming pool. I want many days of sitting in a chair with my eyes closed and my face to the sun. Our swimming pool sparkling.